Debt Defense

Experienced representation to protect your rights in debt collection cases.

Personal Attention to Your Case

Phillip Pool is an experienced Texas debt collection attorney who personally handles all cases at Phillip Pool Law, from the initial consultation all the way through advocating at trial, if necessary. Big companies have lots of power, and Phillip doesn't want you to fight them alone.

Affordable Legal Defense

Phillip Pool Law's flat fees reflect that people being sued for a debt deserve an affordable fee to exercise their rights and obtain a favorable outcome in the litigation. If Credit Card Companies or Debt Collectors can afford high priced lawyers, individuals should have the best debt defense lawyer to fight back. Submit a form so Phillip can review your case.

Don't Ignore Legal Notices

Don't ignore the debt collection lawsuit! Ignoring a credit card lawsuit can risk getting a Default Judgment, meaning the Credit Card Company or Debt Collector wins without you fighting back in court. Options like a Motion to Set Aside the Default Judgement may be available, but a defendant must act quickly or potentially lose such an option.

Our Legal Approach

Phillip can scrutinize the plaintiff's documents and actions to help a defendant obtain a favorable ruling from the court. Phillip can file an answer on behalf of a defendant that asserts applicable defenses to the plaintiff's lawsuit.

Key Factors We Examine:

  • Did the plaintiff file the lawsuit within the time required by the law?
  • Is the debt amount accurate?
  • Has the plaintiff committed any violations of law that may allow Phillip to bring a separate lawsuit in justice court, district court, or federal court to get you compensation?
  • Has the plaintiff filed all the evidence necessary to prove the debt and followed all legal procedures to file this evidence?

Post-Judgment Considerations

If a plaintiff wins in court, a defendant may have to answer post-judgment discovery, including written questions under oath, attend a deposition, or give other relevant documents. This is because a plaintiff who wins in court can garnish a defendant's checking and savings account or seize non-exempt property. Additionally, adverse judgements can be reported on a credit report. Failure to answer post-judgment can lead to a defendant being jailed for contempt of court and risk monetary penalties.

Even if a lump sum settlement or payment plan is not acceptable with the plaintiff and the plaintiff obtains a judgment, Phillip may be able to file an Appeal to obtain a more favorable outcome for you if the judgment came from a Justice Court.

Our Fee Structure

Debt Amount Fee
Below $1,000 $300
$1,001-$2,500 $400
$2,501-$5,000 $500
$5,001-$7,500 $800
$7,501-$10,000 $1,000
$10,001-$12,500 $1,250
$12,501-$15,000 $1,500
Above $20,000 Call for fee

Flexible Payment Plans Available upon Request.

Don't face debt collectors alone. Get experienced legal representation today.

Get Your Free Case Evaluation