Credit Report Litigation
Legal expertise in credit report disputes and Fair Credit Reporting Act (FCRA) violations.
Legal expertise in credit report disputes and Fair Credit Reporting Act (FCRA) violations.
Your credit report helps determine if you get better rates on loans. Data furnishers (Creditors) report information and Credit Bureaus publish that information. If either type of company doesn't change incorrect information after you notify the credit bureau, you may be entitled to compensation under the Fair Credit Reporting Act ("FCRA") and should contact an FCRA attorney immediately.
Big companies have a lot of power in today's society, but that size may make them slower to act. The FCRA requires companies to act quickly after a consumer submits a valid dispute about information on a credit report to a Credit Bureau. These companies usually must investigate the dispute within only thirty days.
When you write a valid dispute to a Credit Bureau, the Credit Bureau must conduct a reasonable reinvestigation of the disputed credit line. The Credit Bureau usually must tell the Creditor your dispute and the Creditor must investigate your dispute. Within thirty days, the Credit Bureau and Creditor must communicate to verify the disputed information is accurate. If the Credit Bureau and Creditor verify the inaccurate disputed information as accurate, you can sue those companies for false credit reporting.
Phillip Pool is an FCRA attorney who offers legal expertise for a contingency fee in these FCRA cases. You may be entitled to up to $1,000.00 for a successful willful claim under the FCRA or the cost of actual damages for a successful claim for a negligent violation of the FCRA. Attorney's fees can be awarded in both negligent and willful violation.
If you need a credit report error attorney, contact Phillip Pool Law today.
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