Debt Collection Litigation

Expert legal representation against unfair debt collection practices.

No Upfront Fees

Phillip Pool Law is pleased to say there is NO flat fee charged for suing debt collectors for violating the law. Additionally, violations of debt collection laws can mean you receive up to $1,000.00 at the end of a successful claim.

Your Rights Matter

There are both federal and state laws that debt collectors must follow when attempting to collect a debt. Phillip Pool Law can help you understand and exercise your rights to hold debt collectors accountable. Knowledge is power: know your rights and fight back with a consumer attorney you can count on.

Prohibited Debt Collection Activities

The federal law prohibits many debt collection activities, including:

  • Contacting you at certain times of day
  • Attempting to collect an amount of debt that is inaccurate
  • Contacting a debtor after the debt collector knows the debtor has an attorney or after the debtor has given written notice to cease communications
  • Contacting someone who doesn't owe the debt
  • Using deceptive or misleading methods to collect a debt
  • Disclosing the debt to anyone other than the debtor

There are more prohibited debt collection methods under the federal law. Phillip Pool can use his expertise to fight back against violations.

Texas Debt Collection Laws

Texas also has many laws that debt collectors must obey when collecting a debt. The debt collection laws of Texas are similar, but not the same, as the federal law.

Example: Broader Definition of Debt Collectors

Under the Federal law, a debt collector is defined narrowly, but under the Texas law, a debt collector can include other types of companies other than debt collectors. This is just one example of how Phillip's knowledge of the debt collection defense law can help you get a monetary award and hold debt collectors accountable.

Don't let debt collectors violate your rights. Contact Phillip Pool Law today.

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