Helping You Protect
What Matters Most

Knowing where you stand financially at the present helps you plan for the future, and protecting yourself as a consumer leads to peace of mind

Debt Defense

Debt
Defense

If you're being sued by a creditor or debt collector, know your rights and fight back.

Learn More
Holding Debt Collectors Accountable

Holding Debt Collectors
Accountable

Debt collectors must follow many laws and consumers can hold them accountable if they don't.

Learn More
Credit Report Litigation

Credit Report
Litigation

Credit reporting agencies and companies that report to them must report accurate information. Consumers can ensure that they do.

Learn More

Dallas' Consumer
Protection Ally

Helping You Protect What Matters Most

Mr. Pool grew up in North Texas and has lived in Texas his entire life. He attended the University of Texas at Austin where he graduated cum laude with a degree in public relations. After working as a public relations professional, Phillip received his juris doctor degree, magna cum laude, from the Dedman School of Law at Southern Methodist University.

Mr. Pool received publication in The International Lawyer Journal for an article entitled War of the Cyber World: The Law of Cyber Warfare. In his spare time, Mr. Pool enjoys writing fiction novels, reading history, attending church, and reading newspapers for a newsletter he writes.

Phillip Pool Headshot

Phillip started this practice after working in public relations. This helps him empathize with his clients' in tough situations. Falling behind on a debt doesn't mean companies should get away with breaking the law when trying to collect a debt simply because the consumer didn't know their rights. Debt collectors must follow many federal and Texas laws when attempting to collect a debt. These laws can be strict and even one mistake by a debt collector may be enough for a consumer to prevail in court.

Phillip is transparent with potential clients about the rewards and the risks of a potential case. He communicates and sets reasonable expectations with clients so they understand their cases as litigation progresses. If Phillip doesn't think he can bring value to a client's case, he'll let that potential client know in the consultation. He treats potential and current clients the way he would want to be treated.

The largest debt collectors and corporations leverage their size and resources in relentless efforts to collect debts. Yet a company's size can be a disadvantage, something Phillip knows from his experience advocating for consumers. Request a free consultation with Phillip today to see if his legal expertise can help you.

Signature

Debt Collection Litigation

Holding Debt Collectors Accountable

The American economy is built around finance, and debt collection is a large part of the financial sector. Because of prior abusive practices, in 1978 Congress passed the Fair Debt Collection Practices Act, with Texas passing a similar state law in 2003. These laws are strict and even one violation by a debt collector can provide for a monetary award for a consumer.

The Texas law also combines with other Texas laws that can make the consequences of breaking the Texas debt law severe. Knowledge is power, so let Phillip Pool Law help you understand what debt collectors can and cannot do.

Common Debt Collection Violations

Debt
Inaccuracies

Attempting to collect an amount of debt that is inaccurate.

Misleading
Methods

Using deceptive or misleading methods to collect the debt, such as not stating they are a debt collector or saying interest is being added when it’s not.

Contacting
Wrong Person

Federal law prohibits debt collectors from contacting someone who does not own the debt.

Contact after
Attorney Retained

Contacting a debtor after the debt collector knows the debtor has an attorney or after the debtor has given written notice to cease communications.

Time of
Contact

Contacting debtors at certain times of day is prohibited by federal law.

What Our Clients Say

"Phillip is an expert in his field of work. He educated and informed me of my potential case at the time. My experience with his law firm was smooth and favorable. In fact, I have referred friends and family to him."

Olegario

Verified Client